Monday, 16 March 2015

10 Feng Shui tips to turn your house into a truly happy home

1. The Entrance
The first thing you notice, when someone (or you) enter/s your residence, is one of the strongest filters that your subconscious mind will receive. It is, therefore, important that what you first see is beautiful and refreshing. So, you may put a nice painting, fountain or something visually elevating at the place of entrance. 

2. A  Baby's Signal 
If you want to buy a new flat or house, and do not wish to or cannot consult a Vaastu or Feng Shui consultant, you may take a new born baby there. If it cries, without any external influence or cause, it means that the house/ premises does not carry a positive energy field. On the other hand, if the baby remains calm and smiles/ plays/ laughs, it indicates that the house/ premises has a good, positive vibe/ aura.

3. The Tibetan Bell
In order to improve the overall energy levels of your house, ring the Tibetan bell around the house every few days. This will make empower the positive energy in and around your house.

4. The Three Legged Toad
Place a model of Three Legged Toad in a way at your home that it faces the main door. This ancient and mystical Feng Shui symbol, which signifies wealth and prosperity, will help you improve your savings, earnings, and thereby, your financial status as well.

5. The Unwanted Guests
If you regularly sit at a place near the main door or entrance of your home, or have made a cute, little little reading or praying/ meditating corner, ensure that you never sit with your back towards the main door/ entrance of your home. This is a trick, however, which you can use to get rid of the unwanted guests from your home. You can make them sit on such seats, where their back faces the entrance, and you will see them leaving soon :)

6. Clean the Clutter
Now, that's simple and quite well-known too. Too much of clutter in a home tends to invite or trap  a lot of negative energy. So get rid of the trash. Also, never keep broken or damaged instruments and items at your home, like watches, telephones, mixer, electronic items, ball pens, cassettes etc., for they carry negative energy. Keep getting rid of this junk, and you will see how light and clean your home's aura feels. 

7. The Flooring
Check if any tile or an area of flooring is broken. If you find that a part of the floor is broken in your home, get it repaired or replaced, as soon as possible, because the negative energy it spreads may affect your relationship with your family members. If repairing is not possible, you may also put a carpet to cover the damaged area. 

8. The Name Plate
Keeping a name plate, clearly written address and number of your property on the outside wall of your home has reasons beyond obvious. As per Feng Shui, this is very important, as it helps direct the opportunities towards your home, and the ethereal opportunities do not miss you this way. 

9. The Fish and Water
Feng Shui considers flowing water and floating fish as very important and auspicious symbols, which help reduce negativity and invite positive vibes. However, they need not be overdone or wrongly done. For example, you may place a fountain or a water feature in your home, but it should not be very large, as this can create energy imbalance. If you wish to install a water feature, go with a small size, try to keep the water moving and clean. If you keep a fish tank/ home aquarium, ensure that the water is clean and clear at all times. Also, you may keep a small statue of fish at your home in your bedroom, as this is known to avert misfortune. 

10.  The Placement
Try placing your bed in such a way that it does not faces a mirror on the opposite. In short, you should not be able to see your reflection in the mirror, when you sleep. In your kitchen, do not place the stove directly across a sink. The doors and gates in your home should ideally open inwards, and be of the double leaf kind to welcome the auspicious Qi energy. Use a full-height gate in the West to obstruct negative Yang energy. Do not hang a wind-chime over your bed as it may have attracted and absorbed negative energy during the day. Try ensuring that there is no tree facing the main door or window of your home, as it could result into poor health of your family members. Alternatively, you may place a convex mirror on the outer wall facing that tree.




Source: https://in.lifestyle.yahoo.com/10-feng-shui-tips-to-turn-your-house-into-a-truly-happy-home-072645212.html

Wednesday, 26 November 2014

What’s the perfect stress buster for your sunsign


The different zodiac signs seem to have evolved different mechanisms to deal with the sudden bouts of anxiety in their lives. For instance Arians tend to go for fun activities while Taureans like to sit down and relax.
Are you stressed and don’t know what to do? Read on to know the simple ways to bring back that lost smile back on your face.
Aries (21-Mar – 19-Apr)
Stress triggers a strange reaction in people born under the Aries sun sign. They become restless and agitated, and thus the best way to deal with stress would be to engage in some fun sports or perhaps even some strenuous activity like hitting the gym or adventure sports. Venting out your feelings by writing down also helps.
Taurus (20-Apr – 20May)
This Earth sign seeks solace in the simple pleasures of life when stressed. Watching their favourite TV show or cooking up a sumptuous meal or even just sitting in the comfort of their home sipping some hot tea or devouring a yummy appetizer is sure to lift up their spirits. But, the best way to eliminate stress would be to go out and pamper yourself with a trip to the spa.
Gemini (21-May – 21-Jun)
When life becomes complicated, the twins tend to follow a fuss free method to bring their life back on track which is talking. Communicating their thoughts with others flushes out whatever anxiety has been dwelling in their minds. Solving puzzles and playing scramble is also known to alleviate stress for Geminis.
Cancer (22-Jun – 22-Jul)
The watery crabs have a tendency to become too stressed too easily. When stressed they become preoccupied with the problem at hand and forget about everything else and the one thing that suffers the most is their appetite. If an empty mind is a devil’s workshop then an empty tummy is the devil’s fueling powerhouse (doesn’t it growl and howl like a devil?). Therefore, in order to kill the devil you need to eat something or may be even cook; the aroma of good food is certain to put your dilemmas to rest and give energy to your tired minds.
Leo (23-Jul – 22-Aug)
Stress makes the lions and lionesses of the zodiac doubt their self worth and therefore a quick fix to beat the blues would be to revisit the good old days by taking out that old high school album or dressing to the nines and going to a party where people will acknowledge your charm thus giving you that much needed confidence boost.
Virgo (23-Aug – 22-Sep)
When stress starts interfering in your day to day life, the best possible solution would be to focus your concentration on the mundane things of life. Revamping your wardrobe or cleaning the house will provide some relief from anxiety. Solving puzzles is also a great way to eliminate all the toxic depression chemicals from your system.
Libra (23-Sep – 22-Oct)
Nervousness and anxiety has an altogether different impact on Librans. They become too critical of themselves and start worrying about the smallest of things. Sometimes running away from one’s problems is a more rational approach than trying to face them when you really don’t have the energy to do so and in consequence get entwined further in it. Go behind the wheels for a long drive to a serene place where you can smell the freshness and forget your worries.
Scorpio (23-Oct – 21-Nov)
Being stressed comes naturally to you, so much so that the need for a relevant reason to feel stressed becomes nonessential. The best way to beat stress would be to isolate yourself from the world for sometime but remember too much isolation is also not healthy. Going out for a walk in pleasant places or watching or reading mystery novels will do it for you.
Sagittarius (22-Nov – 21-Dec)
Sagittarius is not a sign one would associate with stress and depression, perhaps because they are always smiling and having fun. However, when the going gets tough even the jolly Sagittarians feel the heat. Going for a short trip with family and friends would be a great idea and if that isn’t possible, just browsing through travel books would suffice.
Capricorn (22-Dec – 19-Jan)
When faced with adverse circumstances, immersing themselves completely in work is a common resort for the goats. They tend to cut off themselves from everything and find refuge in toiling. But, you need to remember that overtiring yourself is not going to bail you out from your misery, it would do anything but stress you further. Spending time with children and your near and dear ones will work for you.
Aquarius (20-Jan – 18-Feb)
Aquarians may be the eccentrics of the zodiac but depressed they are not. And even when the unexpected happens they are all geared to make things right for they cannot remain unhappy for a long time. They will call up their close buddies and enjoy themselves to the hilt in order to divert their attention to the happy things in life, and sometime during all the merry making they would have a solution figured out in their heads. Bravo! 
Pisces (19-Feb – 20-Mar)
Getting stressed is not something you are unfamiliar with. The water signs are susceptible to depression and Pisces out of all the three is particularly more prone than the rest of them, which is why it becomes vital for you to relax and loosen up once in a while. Since, Pisceans are considered good at visualizing, thinking of a time when you weren’t plagued by your recent problems would serve to at least make your problems seem less grave. Catching up with friends and going out for a movie will also help a great deal.

Source:https://in.lifestyle.yahoo.com/perfect-stress-buster-sunsign-184009180.html

Monday, 3 November 2014

Good News for Diabetic Patients

A woman (65) was diabetic for the last 20+ years
and was taking insulin twice a day.
She used the enclosed homemade medicine for a fortnight and
now she is absolutely free of diabetes and taking all her food as
normal including sweets.
The doctors have advised her to stop insulin and any other
blood sugar controlling drugs.
I request you all please circulate it to as many people as you
can and let them take maximum benefit from it.
AS RECEIVED :
DR. TONY ALMEIDA ( Bombay Kidney Speciallity expert )
Made the extensive experiments with perseverance and patience
and discovered a successful treatment for diabetes.
Now a days a lot of people, old men & women in particular
suffer a lot due to Diabetes.
Ingredients :
1 - Wheat 100 gm
2 - Gum (of tree) (Gondh) 100 gm
3 - Barley 100 gm
4 - Black Seeds (Kalunji) 100 gm
Method of Preparation :
Put all the above ingredients in 5 cups of water.
Boil it for 10 minutes and put off the fire.
Allow it to cool down by itself.
When it has become cold, filter out the seeds and
preserve water in a glass jug or bottle.
How to use it ?
Take one small cup of this water every day early morning when your stomach is empty.
Continue this for 7 days.
Next week repeat the same but on alternate days. With these 2 weeks of
treatment you will wonder to see that you have become normal and can eat
normal food without problem.
This content is for informational purpose only, first you must consult your doctor for treatment if you have diabetes.

Wednesday, 25 June 2014

7 Email Tips That Will Boost Your Productivity

Email is intended to increase efficiency and make our lives a bit easier. But, more often than not, it ends up being detrimental to our productivity — especially at work.

Every time we are interrupted by an email, it can take us up to 40 minutes to get back to the task we were doing.  "Even if it is just to 'glance' at the incoming message, we are transitioned away from what we were working on, and lose some of our focus." When we transition into a new mindset of dealing with the topic of the email — even if we don't take the time to respond — it pierces a hole in our concentration, and the productive accomplishment of what we were working on.

Here are seven easy ways to prevent email from killing your productivity and taking over your day:

Only check your inbox once an hour.
The most important way to improve productivity is to not let email constantly interrupt you. "Many studies show that — in layman's terms — multitasking makes you dumber. So check email once every hour or every few hours, but don't become 'interrupt-driven.'"

Set up an auto reply.
If you are concerned that you'll miss something deadline-specific, have an automatic response message that says when you will review your email again, and that, if it is urgent, you can be reached by phone. "It is important that you actually check your email at the times you've stated."

Turn off notifications.
Turning off automatic notification of new emails can help prevent distraction. "And don't cheat by turning it off on your computer but having your smartphone beep."

Use an email client.
Use an email client that automatically understands what your messages are about, or set up filter rules in the email client you're required to use at work.
"Filter rules identify words or phrases in the subject or sender line of the message, so you can create rules that match on sender 'Groupon,' subject, 'offer,' and so on, to create a filter that works for you. It's a pain to do this, but if you spend a few hours on it once, it will help keep the clutter out of your inbox."

Unsubscribe.
Remove yourself from as many subscriber lists as possible, or have them forwarded to an email subdirectory that you can look at when the topic comes up.
"If you unsubscribe diligently, you'll also reduce email clutter and be more productive." The good news is that senders are required by law to obey an unsubscribe request and can be fined if they don't. So, in practice, unsubscribing does work."
You should also ask colleagues to take you off "automatic distribution" lists for projects that aren't critical.

Don't always email.
Contrary to popular belief, it's not always the fastest and easiest way to communicate. Sending just one "quick" note can turn into a long, time-consuming thread of emails. If you have a question for a colleague, walk over to his or her desk, or pick up the phone and call.

Write emails in bullet-point format.
If you're the type of person to spend an excessive amount of time composing emails, you'll want to rethink your approach.
Writing emails in a bullet-point format is an efficient way to write (and read) emails. "Just state, in as few words as possible, the key points you want to communicate. Let go of the conversational verbiage or being overly detailed. If it requires more communication than that, email clearly isn't the best medium."

Tuesday, 6 May 2014

10 innocent hand gestures you should never use when travelling


Certain gestures that are innocent in one country mean something completely different (and offensive) overseas. Avoid these 10 hand signals when you’re travelling abroad!




Trying to order two drinks from the bartender or wish someone peace in the United Kingdom, Ireland, Australia, or New Zealand? Make sure that when you have your index and middle fingers pointed up in the V shape, your palm is facing outward. Otherwise, you're giving the equivalent of the middle finger.

Avoid Using In: United Kingdom, Australia, Ireland, and New Zealand.




Turns out making a circle with your index finger and thumb is not OK in certain countries. In France, for example, it means "zero" or "worthless." In Venezuela, Turkey, and Brazil, it's a vulgar slang that will offend pretty much anyone you flash it at.

Avoid Using In: Turkey, Brazil, Venezuela, and France.




Want someone to come over to you? Definitely don't use your curled index finger to summon them in the Philippines—that's reserved for calling dogs and is considered very rude. And in Singapore and Japan, that motion signifies death, so unless you are the icy hand of death yourself, don't employ it.

Avoid Using In: The Philippines, Singapore, and Japan.

Fig 4


Sorry, southpaws. You'll need to become ambidextrous—or just accept the fact that you'll probably spill food all over yourself while eating with your right hand—while in the Middle East, India, Sri Lanka, and Africa. In these countries, the left hand is traditionally seen as unclean, because it is associated with cleaning yourself after using the bathroom.

Avoid Using In: The Middle East, India, Sri Lanka, and Africa.




Don't use the palm-out, fingers-up "stop" sign in Greece, or you may not be able to stop someone from punching you in the face. This gesture is an insult to Greeks—a stigma that apparently dates back to Byzantine times, when shackled criminals were paraded through the streets and gawkers were allowed to smear charcoal or excrement in their faces using their open palms.

Avoid Using In: Greece.




Crossing your index and middle fingers won't bring you good luck in Vietnam. There, crossed fingers symbolize a part of the female anatomy and can be considered very rude when flashed at another person.

Avoid Using In: Vietnam.




Rocking out at a metal show or tossing up hook 'em horns (with your hand in a fist and index and pinky finger extended) is a bad idea in Italy, Spain, Portugal, Brazil, and Colombia. In these countries, the University of Texas' signature hand gesture can be used to indicate that someone's wife has been unfaithful.

Avoid Using In: Italy, Spain, Portugal, Brazil, and Colombia.




Don't hail a cab or wave someone over to you with your palm facing up in South Korea. That's how Koreans summon their dogs. The proper way to wave is to move your hand up and down vertically with your palm facing down.

Avoid Using In: South Korea.




The head is the most sacred part of the body in Thailand. In the Buddhist faith, it's where the spirit lives. Thus, touching someone else's head or hair is a definite faux pas—so think twice before you ruffle a kid's hair or pat someone for a job well done.

Avoid Using In: Thailand.




The thumbs-up signals approval in the U.S. and on Facebook, but in Afghanistan, Iran, parts of Italy, and Greece, it means "up yours." So next time you're trying to hitchhike in, say, Tuscany, you should reconsider before sticking out your thumb.

Avoid Using In: Afghanistan, Iran, parts of Italy, and Greece.


Monday, 5 May 2014

Avoid These Mistakes While Negotiating Salary


Everyone loves getting a job offer, but few job seekers like negotiating salary. The process is fraught with worries that you'll ask for a number that's too low or too high, that the employer will try to lowball you in their offer or that you won't even know how to evaluate their offer effectively. But salary negotiation doesn't have to be so tricky. Avoid these eight mistakes and you'll be significantly better off than most salary negotiators.
Ø  Being unprepared. At some point, nearly every employer will ask what salary range you're looking for and this could happen as soon as their very first phone call to you. You want to be prepared for this in advance, because if you're caught off-guard, you risk low-balling yourself or otherwise saying something that will harm you in negotiations later. Be sure to do your homework ahead of time so that you're ready with an answer when the question comes up.
Ø  Letting the employer base their offer on your past salary history. Your salary history is no one's business and employers are perfectly capable of figuring out what your work would be worth to them without needing to know what you've been paid previously. To avoid having future offers tied to past ones, consider declining to discuss your previous salary altogether. If you can't do that, try pointing out that you took a lower salary previously because you were working for a mission you cared about, or learning new skills that would make you more marketable in the future or whatever other context you can provide. Instead, keep the focus on what you want to earn now and why you think you're worth that. But if you ignore this piece of advice, don't make the next mistake on our list.
Ø  Lying about your past salary. Job seekers sometimes claim that they're currently earning more than they really are, figuring that will help them get a higher offer from a new employer. But this can backfire because plenty of employers verify salary history, either by asking to see a recent pay stub or W-2, or by checking with the previous employer directly. And even worse, it's common to do this after you've already accepted a job offer, which means that you risk having the offer pulled over the lie, even after you've already accepted it and resigned your previous job.
Ø  Not verifying your research. While online salary sites can seem like the most obvious way to figure out what to ask for, the reality is that these sites are often unreliable, partly because the job titles they list often represent vastly different scopes of responsibility - and besides, salary can vary widely by geography. Professional associations in your industry might do more reliable salary surveys, but an even better option is to talk to people in your field and bounce figures off of them.
Ø  Giving a salary range when you'll be disappointed if you're offered the lowest end of it. If you give a wide range like "$40,000 to $55,000," don't be surprised if you're offered $40,000, because that's what you told the employer you'd accept. Instead, choose your range carefully, realizing that the employer may only focus on the lower end of it. (This isn't too different from candidates who focus only on the high end of a range given by an employer and are then disappointed when they're offered the lower end of it.)
Ø  Playing games. While job search experts used to advise absolutely refusing to name a salary figure first, even if pressed, that advice often doesn't work today and can hurt your chances. If an employer is asking you directly what salary range you're looking for and you categorically refuse to answer, the employer is likely to just move on the next candidate, someone who might be willing to have a more open conversation.
Ø  Worrying that if you negotiate, the employer will pull the offer entirely. As long as you're pleasant and professional and aren't adversarial in your manner, a reasonable employer isn't going to pull your offer just because you try to negotiate. That's not to say that there aren't unreasonable employers out there who do pull offers, but it's rare and the sign of such a dysfunctional employer that you're typically better off not working with them. Sane employers understand that people negotiate.
Ø  Not considering factors other than salary. Obviously everyone has a bottom-line number that they won't go below, but it's a mistake not to factor in things other than salary. A generous retirement or health care contribution might mean that less of your paycheck needs to go to savings or health insurance. Conversely, a job where you'll be miserable might not be worth even a significant bump in salary.

Some More Points need to be take care:
Money can be a highly sensitive topic to discuss in any context, but even more so during the interview process. With a quality job on the line, you may hesitate to press a hard bargain for the salary you want.
A lot of people who are reluctant to negotiate who think they'll lose the job if they do. But hiring managers anticipate attempts by candidates to secure a higher salary, and talks can be peaceful and productive, as long as both sides respect each other's preferences.
Ø  Do your homework in advance
Before reaching the negotiation stage, research industry salary norms for the position you're applying for. Salary comparison websites such as Glassdoor and PayScale let you tailor your salary search by company, position, experience and city and request a personalized salary report.
Ø  For direct insight on how a company has handled matters of salary, contact a past or present employee through a mutual friend or social networking website like LinkedIn. Employees who have worked there are the best source of that information
Ø  Avoid or ask the question yourself If salary is raised during the early phases of the interview, it's best to table the conversation
Ø  A figure on the high end of the salary spectrum could leave you in the too-pricey category. But a low-end figure could lead a hiring manager to conclude you're too junior for the position.
Ø  To respectfully turn the tables on the inquiring hiring manager, recite the average salary for the position and ask if the company adheres to that norm.
Ø  Don't short change yourself
Your eagerness to work for the company could blind you to a raw deal. Most hiring managers avoid making their best offer right off the bat. Hiring managers have a range that they're working within, and they want to have some wiggle room in case the candidate wants to negotiate.
Ø  Unemployment shouldn't soften your stance
You may think being jobless puts you at a severe disadvantage or eliminates your leverage. People feel that they can't ask for anything because they're unemployed. While you may feel like you're bargaining from a position of desperation, remember the value that you bring to an organization compared to another candidate is the same regardless if you're currently using your skills.
Ø  Take other perks into account
A salary coupled with other financial incentives could put you on par with or surpass what you're currently bringing home.
Ø  Start-up companies in particular, will partner salary with various forms of equity such as restricted stock units, shares, performance shares and options. If a financial stake in the company isn't offered, you might want to negotiate some things that are not directly related to the position but will make it a better offer for you.
Ø  Picking up the tab for your Internet or cellphone bill and membership fees to professional associations are benefits that can sweeten the pot. More vacation time, the option to work from home, relocation benefits and career counseling for a spouse who's recently lost his or her job are other items you can request.
Ø  Be delicate, but convincing, in your dialogue
Approach the talks, like a long-term romantic relationship that you care about and don't want to trample on. Opt for carefully calibrated words rather than desk-pounding theatrics. You can't be demanding - you have to be persuasive.
Ø  Emphasize your value
Having attracted the company eye with your resume, bring the document's words to life by detailing how you're different from the pack. You want to be talking about what you've done successfully in the past and how that's transferable to the new position.
Ø  Leave nothing to chance
Presuming a positive company review six months or a year after being hired, you calculate you'll gain later what's been lost upfront. With the expectations of a pay raise, you take a no-need-to-negotiate mentality. Do not have such assumptions, especially if the prospective employer is a large corporation. If it's a large company, the chances of getting an earlier review are lower than if it's sort of a smaller company that maybe has more flexibility and less rules.
Ø  Rule nothing out
      Even after lowering your initial price tag, the company comes back with its original offer. The burden of a decreased paycheck, particularly if you have a family or live in an expensive city, may be too much to bear. But the duties of the job would enrich your skill set in a way your current job never could.

Thursday, 24 April 2014

Five things you should know before you choose a car loan

You are tired of your old Car and ready to upgrade to a newer, more reliable model. Before you apply for that Car loan, here are five things you should do to ensure that you secure the best possible loan by careful assessment of your auto loan financing options.
Often people are in a hurry while buying a car. The excitement to drive your new is no doubt exhilarating, but before you actually buy a car it is important to understand the terms and conditions of an auto loan.


1) Down payment: a leading public sector bank is offering 85 per cent of on road cost of a car. A lot of banks offer 100 per cent ex-showroom cost of the car. If you are a privileged customer of a bank, you may even get a 100 per cent on-road cost of the car. But at creditvidya.com, we always advice people to maximum down payment so that the dependency on loan is reduced. Also, it reduces the interest that you pay proportionately.
2) Interest rates: The current rate of interest on auto loan is around 10-10.5 per cent per annum. Many banks have fixed rate of interest through the loan tenure. It is always better to choose floating rate of interest so that if the interest rate goes down, you stand to benefit from it. It is anyways important to consider macroeconomic scenario before you for floating or fixed rate of interest.
3) Your Cibil Score: You really don’t need any surprises when you go for that car loan so it is imperative that you clear up old debts that could harm your car loan application. You should first get your Cibil report and review carefully, data at Cibil indicates that 90% of loan approved are for credit score of 700 plus in the year 2011. If you have no credit (no loans, credit card) it would be a good idea to establish some credit before applying for the loan.
4) Foreclosure charges: When you are taking an auto loan, consider the kind of foreclosure charges you may have to bear. Many public sector banks have banned foreclosure penalties.
5) EMI and loan tenure: Before you chose the car you want, see how much funds you have for down payment and how much loan you may need. Your EMI is dependent on your loan value and loan tenure. Try to keep your loan and tenure short. That way you will be paying much lesser interest.


Source: www.creditvidya.com